Health Insurance For Pakistani Students To Study In Malaysia

Studying abroad comes with various necessities a student has to fulfil. Apart from the educational and accommodation concerns of international students while studying in Malaysia is Health Insurance. International students are informed that it is extremely important to familiarize themselves with the healthcare system in Malaysia. Moreover, it has been made necessary for international students to get health insurance in Malaysia to equip a student visa.

Malaysia Health Care System

Medical technology and services are now one of Malaysia's major exports due to the country's ongoing investments in the healthcare system. Malaysia's effective and economical healthcare system caters to everyone, even students, allowing them to concentrate on other better endeavours. Malaysia offers some of the greatest medical services in Asia at many access points.

Why Health Insurance Is Important For International Students

When you begin your journey as an international student, most things are new to you, and you do not have enough knowledge of how to avail of stuff, which is why, having no compromise to medical health, Malaysia has made health insurance mandatory for international students. The coverage requirement for health insurance policies is set by the Ministry of Higher Education (MOHE) in Malaysia.

Health Insurance Plan

There are two types of health insurance plans; public health insurance and private health insurance plan. International Students can acquire any health insurance. However, the following requirements are mandatory.

• The health insurance plan must be obtained locally.

• The health insurance plan must cover your entire degree program.

Malaysian Health Insurer For Pakistani Students

International Students can opt for either one of the following Medical Insurances offered by:

• Etiqa Family Takaful Berhad (EFTB)

• Great Eastern Takaful Berhad (GETB)

• The Pacific Insurance Berhad (TPIB)

In order to provide medical insurance to international students, Malaysian higher education institutions are permitted to connect directly with insurance companies. The packages offered under this cooperation completely satisfy the criteria established by the Ministry of Higher Education (MOHE).

Medical / Health Insurance Benefits

Following are some of the benefits of having a health insurance plan as an international student.

• Having a health insurance plan helps you to cover almost 100% of the medical costs.

• You are eligible to get instant care in case of any emergency.

• It is extremely helpful to recover from any medical condition without worrying regarding the costs and bills.

• Moreover, you stay mentally relaxed regarding your medical health.

Annual Cost Of Health Insurance In Malaysia

An average cost for Malaysian annual health insurance could be up to 2500 RM. It can vary and its variation depends on the coverage required by the student and insurer’s offer.

Types of Health Insurance Plan in Malaysia

International students can either avail a public or a private healthcare plan depending upon the affordability and access of each individual.

Public Healthcare Plan For Pakistani Students

Government hospitals and clinics are always available, working effectively to provide the best healthcare treatment to individuals. Moreover, international students are often allowed to avail on-campus healthcare treatment. And, having a health insurance plan, international students can get 100% of their medical costs covered.

The real cost of treatments at a public hospital in Malaysia is often still within the budget of the average Malaysian, who will only be required to make a small co-payment if any at all. It is usually five to ten times more economical than identical private care.

Private Healthcare Plan For Pakistani Students

Private healthcare is generally accessible, although there is a little higher expense due to the additional services provided. Getting a health insurance plan will be helpful, especially for international students to bear the extra charges. Locating a private hospital or a clinic is easy as there are wide options available.

The Malaysian private healthcare sector has a strong reputation abroad. It is now a very popular place for medical tourism for patients from all over the world who are trying to seek treatment that may not be accessible in their own country. This is because of the extremely high-quality care that is provided there. The best way to afford healthcare expenses is by getting a healthcare insurance place.

These prices are subject to vary.